Home Credit You Can Trust


EasyPay Midlands is a family owned and trusted Home Credit provider. As a responsible lender with easy repayment options and no hidden fees or charges, we are proud to be a leading provider of affordable loans in the UK.

We are paperless

After applying online and if approved your loan will be transferred directly into your bank account.

You will be given access to an online portal where you can manage all of your agreements from one place.

You must have an email address that you check frequently and a mobile phone that can get online as most correspondance will be made by emails or text messages

Installment payments can be made remotely using our payment line, direct money transfer by Recurring Transactions from your Debit Card. Cash installment payments are collected by your Agent. Pay-by-link text messages and emails can be sent to you on your normal payment day if required.

£200 £500
25 weeks25 weeks
You will be paying back per week over 25 weeks. Note: The above statement is based on the representative example below and is not final.

As we are a responsible lender and for your protection, all applications are subject to a credit check and / or customer affordability assessment. View our terms & conditions

Representative Example: £300 loan repayable over 20 weeks at £24.00 per week. Rate of interest 156% p.a. fixed. Representative 1142.1% APR. Total amount payable is £480.

Don’t be left in the dark

With so many types of loans available it can be hard to differentiate between them.

Making It Simple For You

Our personal loans offer a range of flexible repayment options, including one-off or recurring debit card payments, direct money transfer, and a convenient home collection service in the Midlands.

We ensure our customers are treated fairly and offered favourable terms that are both affordable and manageable, with no hidden fees or late payment charges.

We offer a straightforward application process, with decisions available in as little as 24 hours.