Home Credit You Can Trust
SIMPLE | AFFORDABLE | LOANS
EasyPay Midlands is a family owned and trusted Home Credit provider. As a responsible lender with easy repayment options and no hidden fees or charges, we are proud to be a leading provider of affordable loans in the UK.
We are currently staging our onboarding process, if the Apply Now Button isn't there we will re-open applications soon, please keep a look out
Home Credit You Can Trust
SIMPLE | AFFORDABLE | LOANS
EasyPay Midlands is a family owned and trusted Home Credit provider. As a responsible lender with easy repayment options and no hidden fees or charges, we are proud to be a leading provider of affordable loans in the UK.
A Fresh Approach…
After applying online and if approved your loan will be transferred directly into your bank account.
You will be given access to an online portal where you can manage all of your agreements from one place.
You must have an email address that you check frequently and a mobile phone that can get online as all of our correspondance will usually be made via emails or text messages.
For your Financial Protection and to ensure we are fully compliant, EasyPay Midlands will only fund applications were the applicant is able and willing to use Open Banking.
Installment payments are made remotely using Continual Payment Authority (CPA), simply put this is the most simplist and streamlined approach we can offer. A direct money transfer by Recurring Transactions from your Debit Card, paid by you from a link text message or by an Agent at your door or over the phone. Cash installment payments are subject to your geographical location. Pay-by-link text messages and emails can be sent to you on your normal payment day if required.
As we are a responsible lender and for your protection, all applications are subject to a credit check and / or customer affordability assessment. View our terms & conditions
Representative Example: £300 loan repayable over 20 weeks at £24.00 per week. Rate of interest 156% p.a. fixed. Representative 1142.1% APR. Total amount payable is £480.
Don’t be left in the dark
With so many types of loans available it can be hard to differentiate between them.
Flexible and customizable repayment options
EasyPay Midlands is a responsible lender with family values and strong ethics, always prioritizing our customers.
Quick and Easy Application Process
Applications take just 15 minutes to complete.
Midlands Lender Putting Our Customers First
We are a responsible lender with easy repayment options and no hidden fees or charges.
Protecting the Interests of Our Customers
For over 50 years, EasyPay Midlands has provided home credit in the Midlands.
Midlands-Based Trusted Credit Provider
As a leading doorstep lender in the Midlands, EasyPay Midlands is fully authorised and regulated by the Financial Conduct Authority.
Making It Simple For You
Our personal loans are all collected by Continual Payment Authority (CPA) but we also offer a range of flexible repayment options, including one-off or recurring debit card payments or direct money transfers.
We ensure our customers are treated fairly and offered favourable terms that are both affordable and manageable, with no hidden fees or late payment charges.
We offer a straightforward application process. Due to the vast amount of Regulatory and Compliance checks we have to preform we aim to have a digital response to you within a few days.
